Working poverty out – The role of employment and progression in a child poverty strategy

The Government is committed to releasing a child poverty strategy later this year. As part of this, Ministers will want to consider how best parental employment can help boost family incomes. But the mid-2020s present a different landscape for child poverty and parental employment from when the last Labour Government crafted its child poverty strategy. Since the mid-2000s, the employment rate of lone mothers has risen from 52 to 66 per cent, and the fraction of mothers living with a partner who are doing
paid work has risen from 69 to 77 per cent. This is good news. But many of the families in poverty and not in paid work today face significant barriers to work: half have a child aged under five; three-in-ten have three or more children; just under half have an adult with a disability or long-standing limiting health condition; and just under three-in-ten have a child with a disability.

Back to Square One: How poor debt advice is pulling people into inappropriate IVAs

Individual Voluntary Arrangements (IVAs) are a type of fee-charging debt solution, widely marketed to people with unmanageable debts. Whilst in some circumstances an IVA will be the most appropriate debt solution for someone’s situation, they are risky remedies that attach high fees, and where people are unable to keep up with repayments they can fail leaving people in a worse position than they started.

More than money: The lifelong wellbeing
impact of disability benefits

Benefits such as Personal Independence Payment (PIP) and Disability Living Allowance (DLA) provide crucial support to disabled people, mainly to help them to cover their extra living costs. These benefits consist of two components: a daily living part, which assists with everyday tasks, and a mobility part, which helps to cover expenses associated with limited mobility. However, previous research has shown that disabled households allocate a larger proportion of their income to essential expenses like food and energy compared to non-disabled households. This suggests that disability benefits are also used to cover essential costs beyond daily living and mobility expenses.