In this report, we document differences in pension incomes and pension saving between men and women in the UK, and analyse the drivers behind these differences. In particular, we examine two different ‘gender pension gaps’. First is the gap in average private and state pension incomes between men and women who are already over state pension age.
Research shows how people in problem debt are being sold a debt solution – an Individual Voluntary Arrangement (IVA) – that too often is not the best option for them.
IVAs are heavily marketed to people looking for debt help and, despite being the most expensive and lengthy option, they have become by far the most common form of insolvency.
The current system of policies supporting households with high energy bills is inadequate for an era of high energy bills. In this final, report with Public First, we present a new policy framework that should be in place by spring 2024 – to ensure warmer homes, fairer use of public money, and overall cheaper bills. It is part of a wider project commissioned and supported by Citizens Advice.
We must redesign jobs and promote good work to allow more people to find employment in an inclusive labour market.
That means improving job retention, and focussing employment support on people facing health-related barriers to work – the 2.2 million non-participating working-age adults with ill-health.
Parents wanting to work need to buy childcare, but with the cost of full-time care for children under 3 now exceeding the average cost of renting in England, many simply can’t afford to. And instead of helping parents overcome these barriers, the support offer for low income families reinforces them.
Tackling the root causes of growing economic inactivity among older people
IFS assess whether work search requirements for out-of-work welfare claimants are effective in inducing individuals to work & delivering fiscal savings
Guidance on how local authorities should exercise their homelessness functions in accordance with the Homelessness Reduction Act 2017 from 3 April 2018.
Awaab’s Law will force social landlords to fix damp and mould within strict time limits, in new amendment to the Social Housing Regulation Bill.
The private rented sector has widespread problems with damp, mould and cold, driven by the poor energy efficiency of privately rented homes. At a time when renters are struggling to keep their heads above water, the average tenant is facing annual energy bills that are £350 more expensive due to poor insulation. People living in the least efficient homes are paying £950 a year.