IN TIME OF NEED: BUILDING EMPLOYMENT INSURANCE FOR ALL

The UK’s system of income replacement – financial protection when people leave a job or stop working temporarily – is an inadequate patchwork. Jobseeker’s allowance replaces just 12 per cent of average earnings and statutory sick pay just 16 per cent. For the most part, this falls far behind the support available in other rich countries.

A tale of two crises: housing and the cost of living

six monopoly houses, with three coins in front

Summarising research and analysis from across the homelessness sector, this report outlines the impact of successive freezes in housing benefit (Local Housing Allowance) on low income renters, people experiencing homelessness, and services. Within the cost of living crisis, low income households in the private rented sector are particularly exposed to the economic pressures that can push them into homelessness.