![](http://www.torbayadvicenetwork.org.uk/wp-content/uploads/2019/01/Debt-management-plan-1200x800.jpg)
In this Spotlight we look at the impact of spending, tax and benefit decisions taken since 2010 through the lens of intergenerational fairness. What stands out in this context is the increase in the generosity of the State Pension, which has led to a £44 billion increase in spending, benefiting older age groups. By contrast, working-age households have seen benefits cut. And although recent cuts to National Insurance (NI) have offset the extent to which policy decisions have tended to favour older age groups, it is clear that households with children have been left worse off by tax and benefit changes made since 2010.