![](http://www.torbayadvicenetwork.org.uk/wp-content/uploads/2019/01/Debt-management-plan-1200x800.jpg)
- Millions of people will be protected through strengthening regulation of interest-free Buy-Now Pay-Later credit agreements, under plans announced by the government.
- Lenders will be required to ensure loans are affordable and rules will be amended to ensure advertisements are fair, clear and not misleading.